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hawaii car rental insurance
On any island (including Oahu in our honest opinion) a rental car in Hawaii is definitely the best option for getting around the island you're visiting and viewing all the sights we detail both here on our website and in our physical guidebooks. The rental rates in Hawai'i are some of the cheapest anywhere in the world because the competition is fierce.
There is no *serious* bus service on the islands, excluding Oahu, and taxi services are both expensive and illogical for sight-seeing purposes. Mopeds and bikes can be a practical alternative for day excursions along the drier south coastlines, but generally are not as useful in other parts of the island, especially where long distances and/or rain storms may prevail between locations you'll want to see.
Ultimately, your best bet is to get a rental for your stay on any island, especially Maui, Kauai, and the Big Island. Below are some tips when acquiring your rental car:
1.) SUV, 4x4, or car, which do you need? For years we've heard debate about what vehicle best suites the needs of folks visiting the islands. There are rumors, especially on the Big Island, that you MUST have a 4x4 to visit the island; it's just not true. In fact, a 4x4 on any island is almost a complete waste of money. We'll tell you why in the next paragraph. In fact, of ALL the places listed on our website and of ALL the places written about in our guidebooks, the ONLY place you will need a 4x4 to reach is the summit of Mauna Kea on the Big Island of Hawaii. Every other location we describe has either a drivable road, a trail available for access, or is kapu (off limits). Save yourself money and rent a regular car.
OK, just so we're thorough, we want to make sure you know the real policies regarding any "off-roading," including 4x4 rentals. This is specifically meant for visitors to the Big Island, though it's applicable state wide. While policies and regulations about where you can and cannot go in a rental are always changing, we can tell you this: currently there is NO rental agency that allows off-roading on the Big Island (or any other island) without severe risks. A little research might lead you to one of the few Big Island companies (Harper's being the most prominent) allowing visitors to drive on Saddle Road and to the summit of Mauna Kea. However there is some fuzziness about how much off-roading you can do with these rentals. We can promise you they are all very strict about damage and will check the car very thoroughly, including with mirrors under the car, when you return it. If you are on any other island, it doesn't matter who you rent from or what you rent (including a Hummer). If you off-road, you are technically violating your rental agreement. If you violate your rental agreement, you void ALL your insurance (no matter who it's with; including rental insurance you're using from back home). We've heard horror stories of how folks have to pay off their ENTIRE rental because they damaged it or got it stuck somewhere off-roading. And you cannot leave the state before you settle all debts. Don't make a costly mistake - stay legal and stay on the roads!
On any island (including Oahu in our honest opinion) a rental car in Hawaii is definitely the best option for getting around the island you're visiting and viewing all the sights we detail both here on our website and in our physical guidebooks. The rental rates in Hawai'i are some of the cheapest anywhere in the world because the competition is fierce.
There is no *serious* bus service on the islands, excluding Oahu, and taxi services are both expensive and illogical for sight-seeing purposes. Mopeds and bikes can be a practical alternative for day excursions along the drier south coastlines, but generally are not as useful in other parts of the island, especially where long distances and/or rain storms may prevail between locations you'll want to see.
Ultimately, your best bet is to get a rental for your stay on any island, especially Maui, Kauai, and the Big Island. Below are some tips when acquiring your rental car:
1.) SUV, 4x4, or car, which do you need? For years we've heard debate about what vehicle best suites the needs of folks visiting the islands. There are rumors, especially on the Big Island, that you MUST have a 4x4 to visit the island; it's just not true. In fact, a 4x4 on any island is almost a complete waste of money. We'll tell you why in the next paragraph. In fact, of ALL the places listed on our website and of ALL the places written about in our guidebooks, the ONLY place you will need a 4x4 to reach is the summit of Mauna Kea on the Big Island of Hawaii. Every other location we describe has either a drivable road, a trail available for access, or is kapu (off limits). Save yourself money and rent a regular car.
OK, just so we're thorough, we want to make sure you know the real policies regarding any "off-roading," including 4x4 rentals. This is specifically meant for visitors to the Big Island, though it's applicable state wide. While policies and regulations about where you can and cannot go in a rental are always changing, we can tell you this: currently there is NO rental agency that allows off-roading on the Big Island (or any other island) without severe risks. A little research might lead you to one of the few Big Island companies (Harper's being the most prominent) allowing visitors to drive on Saddle Road and to the summit of Mauna Kea. However there is some fuzziness about how much off-roading you can do with these rentals. We can promise you they are all very strict about damage and will check the car very thoroughly, including with mirrors under the car, when you return it. If you are on any other island, it doesn't matter who you rent from or what you rent (including a Hummer). If you off-road, you are technically violating your rental agreement. If you violate your rental agreement, you void ALL your insurance (no matter who it's with; including rental insurance you're using from back home). We've heard horror stories of how folks have to pay off their ENTIRE rental because they damaged it or got it stuck somewhere off-roading. And you cannot leave the state before you settle all debts. Don't make a costly mistake - stay legal and stay on the roads!
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